Credit unions help protect and expand America’s middle class economy every day.

That’s why 54% of Americans say credit unions are the best place for middle class people to deposit their money.

Join the effort today to make sure the 2016 candidates for President are talking about the economic issues that matter to middle class credit union members like you. Click here to learn more.

Credit unions provide unmatched consumer-friendly financial products and services. We saved over 100 million members — largely middle class constituents —$9.3 billion last year thanks to our not-for-profit structure, which allows us to return earnings to members though lower fees and higher interest rates on savings.

Unlike the big banks, whose reckless practices flattened the economy in 2008, credit unions fiercely protected our middle class members from the downturn’s devastating effects. That’s what we do. We work tirelessly to serve our members.


Strong Credit Unions. Strong Middle Class.

Our next president must understand that credit unions are critical to the vitality of the middle class. Why? Because credit unions reinvest earnings into communities, while bank profits only pad the pockets of Wall Street..


Ease the Burden

Credit unions only can effectively serve members if the next president recognizes the problems created by overregulation. Our members lost $7.2 billion in 2014 due to regulations that were explicitly designed to reign in the big banks.


Don't Tax My Credit Union

We’re not-for-profit financial institutions. We don’t receive financial support from investors, and we don’t have the ability to raise additional capital. Banker calls to strip our not-for-profit tax status is a transparent attempt to edge credit unions out of the market, which would only harm the middle class.

 

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    Dear <candidate>,

    I’m proud to be one of more than 100 million credit union members across America. As you develop your plans for leading our nation, I wanted to remind you how important credit unions are to protecting middle class people like me.

    I belong to a credit union because every dollar counts for me and my family.

    Credit unions are the smart consumer choice for middle class people. They offer lower interest rates on loans, lower fees and higher returns on checking and savings accounts. They are invested deeply in helping small businesses and organizations in our local communities.

    Instead of focusing on returning profits to Wall Street investors, my credit union is focused on returning value to middle-class consumers like me.

    Credit union members like me are worried about the economic future for the middle class in our country. We’re concerned that it keeps getting harder and harder for middle-class people to get ahead. We’re worried about how we’ll pay for the skyrocketing costs of college tuition and how we can get on track to save enough money for retirement.

    I hope you’ll be addressing these critical issues for middle-class Americans in your presidential campaign and the crucial role credit unions play in middle class life. I’ll be watching the debates and paying close attention to campaign news to see where you stand on a better economic future for middle-class families.

    America’s future depends on a strong middle class. I look forward to hearing your ideas for our country.

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